The simple
rules.
These Terms explain how you can use Budget AI and what you can expect from us.
Effective 13 October 2026
01 Using Budget AI
By creating an account or using Budget AI, you agree to these Terms. If you do not agree, please do not use the app.
02 Your account
You are responsible for keeping your password secure and for activity on your account. Provide a valid email address and keep your sign-in details private.
03 Not financial advice
Budget AI helps you track and understand your spending. Its answers, summaries, and insights are for information only and are not financial, tax, legal, or investment advice. Consult a qualified professional before making financial decisions.
04 AI accuracy
AI can make mistakes. It may misread a receipt, pick the wrong category, or summarize incorrectly. Please review entries the app logs for you; you can edit or delete them at any time in Finances.
05 Fair use
AI features have monthly request and token limits to keep the service fast and reliable for everyone. You agree not to:
- Misuse, overload, or attempt to break the service or its security.
- Use Budget AI for anything unlawful, harmful, or abusive.
- Reverse engineer the app or access other people's data.
06 Your content
Your entries, messages, and images remain yours. You give us permission to store and process them only as needed to provide Budget AI, as described in our Privacy Policy.
07 Availability and changes
We work to keep Budget AI available, but it may sometimes be interrupted. We may change, add, or remove features, and we may update these Terms; continued use after an update means you accept the new Terms.
08 Ending your use
You can stop using Budget AI and delete your account at any time. We may suspend accounts that break these Terms.
09 Disclaimer and liability
Budget AI is provided "as is" without warranties of any kind. To the extent permitted by law, we are not liable for indirect or consequential losses, or for decisions you make based on the app's information.